Retail Industry Solutions
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Compare Our Rates A leader in merchant services since 1993 Whether you have a storefront or do business via the Internet or a phone center - or use all these methods - you need the ability to accept credit cards. As an experienced merchant services provider, we can help you with that.
Why choose us? At Bank Card Services Worldwide (BCS Worldwide), we understand your need for a readily available, knowledgeable merchant account provider who can answer all your questions about credit card processing. We provide complete merchant account and gateway services, plus tech support all in one, convenient package. No one else does that. Plus we offer some of the best fees and rates in the industry! Learn more about the BankCardServices Worldwide advantage.
Our Clients
Friendly, Personal Service Friendly, Personal Service
When you call our office during regular business hours, a live, friendly person will answer. You can also contact us 24/7 by e-mail. Someone will get back to you the next business day with expert advice on credit card processing.

We also offer a quick and easy application and approval process, usually 24 hours to get you up and running; over 98 percent of our applicants are approved. Through our own Bank Card University (BCU), our staffers receive rigorous, in-depth training in merchant account processing. They also stay up to date on the latest developments and technology, so they can answer all your questions about credit card processing quickly and accurately. Remember - your business depends on the ability to accept credit cards.
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Onsite / Storefront Onsite / Storefront
Most of us are familiar with processing credit cards at a "bricks and mortar" store; we have all seen credit card "swipe" machines, or terminals, next to checkout registers across the country. After a card is swiped, an authorization code is displayed and usually printed on a credit card transaction slip. Authorization comes from a credit card processing clearinghouse with which the store's bank contracts - assuring payment to the merchant when a customer signs the credit card slip or electronic screen.
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Online or Phone Online or Phone
The ability to accept credit cards is especially important if you are doing business by phone or online, via the Internet (e-commerce). More than 86 percent of all online credit card transactions are paid for by credit card, versus 14 percent payment by alternative methods, such as PayPal or Google Checkout. If you are doing business via the Internet, you can't afford not to accept credit cards through a merchant account.

E-commerce and phone center payment processing (via a virtual terminal) also require working with a payment gateway system that interfaces with the credit card processing clearinghouse to authorize and validate credit cards in real time, while the customer is still online or on the phone. Gateways essentially provide a "walkway" from your website or virtual terminal to process or check credit card status. E-commerce shopping cart software needs to connect to gateway systems, which you (the merchant) can access. BankCardServices Worldwide consultants can walk you through the gateway process and everything else you need to know to accept credit cards for your online or phone center business.
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